[BEI Patent] DGBS-001: Decentralized Global Banking System

Description

An end-to-end sovereign financial system powered by AI, decentralized identity, and multi-chain smart contracts — part of the BEI Human Sovereign Ecosystem.

## 🧬 BEI Sovereign Patent: DGBS-001

The **Decentralized Global Banking System (DGBS)** is a sovereign-scale invention integrating:

– 🧠 AI behavior-based credit scoring
– 🪪 Non-centralized identity verification
– 🌐 Cross-border payroll + taxation via smart contracts
– 🔁 DAO-based financial risk and lending governance

This system is built to support sovereign finance across individuals, cities, nations, and DAOs — aligned with the **BEI Timeline** (Behavior · Economy · Identity).

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## 🔐 Primary Claims

– Sovereign Identity Authentication (Biometric + Geo-Link)
– AI Behavioral Credit Engine
– Multi-chain Token Payroll Governance
– DAO-Driven Lending & Tax Protocols

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## 🔧 Sub-Claim Modules

– DAO Identity Mapping Layer
– Risk AI Model (No credit bureau)
– Smart Contract Collateral System
– Token Salary-to-Tax Router

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## 💠 License Options

– 📄 Non-exclusive annual use: $
– 🌍 Country-specific license: Contact for quote
– 🔁 DAO transfer or partnership: Submit inquiry

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## 📥 Downloadable After Purchase

– Patent Abstract PDF
– Claim Mapping Sheet
– BEI Ecosystem Integration Guide
– Licensing Terms

👉 These documents will be available under your account after license activation.